Chase freedom unlimited reddit.

Chase Freedom Unlimited®. Chase Freedom Unlimited® is the winner over Chase Freedom Flex℠. The difference between Chase Freedom Unlimited and Flex is how much cash back you’ll earn on each purchase. Chase Freedom Unlimited gives 1.5% back on most purchases, while Chase Freedom Flex gives 5% in rotating categories and 1% on most other ...Freedom gives you 5% each quarter on different days things. So jan-march is 5% on gas and groceries. October-december on streaming services. It changes. Eveything else outside that quarter is 1% Chase freedom unlimited gives you 1.5% on everything. Which is why people get both cards you can combine pointsIn the end, I got a secured Capital One Mastercard and my mom added me as an authorized user on her Amex. 8 months later, I got the Discover It Chrome for Students, and I've been building my collection since. I got my Chase Freedom Unlimited in March or April of this year with a FICO of ~745 and those three previously mentioned cards active.This would give you three personal credit cards: Chase Sapphire Reserve or Preferred, Chase Freedom Flex and Chase Freedom Unlimited. Altogether, you're only paying one annual fee (since the Chase Freedom Flex and Freedom Unlimited both come with no annual fee). And you'll be able to earn 5 points per dollar on those rotating categories with ...

Do you use your Chase Freedom Unlimited? For those of you who aren’t exclusively using the Chase trifecta, but do have Chase in your mix, do you use the CFU? With Amex, …

The Freedom Unlimited and the Freedem Flex are two different products from Chase, and their SUBs are not tied to each other. Assuming you have been approved for less then 5 credit cards from any lender in the last 24 months (5/24 rule), which you only claim three cards, so you should be, you should be eligible for the Freedom Unlimited SUB.

Chase Freedom Unlimited I got approved for this card, it's my first credit card. My limit is $1,500. How fast can I raise this limit? I am new to credit cards. Also would you recommend getting another credit card? If so which one, and was Chase Freedom Unlimited a good choice for my first card? Thank you all. 16 27 comments Add a CommentAug 22, 2023 · The Chase Freedom Unlimited® has one of the more unique sign-up bonuses. You earn an additional 1.5% cash back on purchases, for up to $20,000 in spending, during the first year. The maximum ... The Freedom is very similar to your discover - it's 5% rotating categories, and 1% everything else. I have a hard time believing that you don't use your Discover 5% categories given that they include grocery stores, gas stations, and Amazon. But anyway - the Freedom will be more of the same as your Discover.Welcome Bonus and Annual Fee. Benefits for College Students. Chase Freedom® Student Credit Card. $50 bonus earned after first purchase made within the first 3 months from account opening. Annual fee of $0. 1% cash-back on all purchases. $20 Good Standing Rewards after each account anniversary for up to 5 years.hace 4 días ... Here's how the Amex Blue Cash Everyday card and Chase Freedom Unlimited card compare in our quest to find the best cash-back card for you.

The main difference is in the highlights of their rewards structures: The Freedom Flex card offers 5% cash back on rotating quarterly categories, while the Chase Freedom Unlimited offers a flat-rate 1.5% cash back on everything. Read on to get a rundown of the pros and cons of each card, as well as which card is better suited for you, based on ...

Freedom Unlimited: Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening. With nothing for it to compete against, the Freedom Unlimited is the clear winner ...

The Chase Freedom Unlimited is a surprisingly powerful card that earns at least 1.5% back on everything. However, it becomes a standout card if you pair it with a card that earns transferable Ultimate Rewards points, doubling their potential value. Read our full review of the Chase Freedom Unlimited. Hi! I've had a credit card for a month and a half, I have the BOA unlimited cash back. 678 credit score, perfect repayment, etc. I want to get the Chase Freedom Unlimited for the new card member bonus and the cash back options. The Chase Freedom Unlimited is a cash back credit card with no annual fee that offers 3 percent cash back on dining and drugstore purchases and 1.5 percent cash back on all other purchases. Cardholders can also earn 5 percent cash back on Lyft purchases through March 2025, as well as 5 percent cash back on Chase Ultimate …hace 4 días ... Here's how the Amex Blue Cash Everyday card and Chase Freedom Unlimited card compare in our quest to find the best cash-back card for you.Chase Freedom Unlimited ... Both the Freedom Unlimited card and the Freedom Flex card earn 3% cash-back on drugstore purchases. There are 2 main differences in rewards between these 2 cards: The Freedom Unlimited card offers an elevated 1.5% cash-back on all other purchases compared to the Freedom Flex card’s …The Offer. Direct link to offer. Chase is offering some users a sign up bonus of 3% cash back on all purchases on the Chase Freedom Unlimited for the first year. There is no sign up bonus on this card, but you do get $25 (2,500 Chase UR) when you add an authorized user and make your first purchase.

Chase Freedom Unlimited® 4.1 Apply Now On Chase Bank USA, NA's Website Up to 5X Reward Rate Earn 5% on Chase travel purchased through Chase Ultimate Rewards®, 3% on dining and...The Chase Freedom Unlimited is a great entry card because it allows you to not only build your credit but also gives you a $150 bonus, 1.5% cash back on all ...The Chase Freedom Unlimited® offers a 0% introductory APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24% applies. An intro transfer ...The Chase Freedom Unlimited ® is easily one of the best cash-back credit cards on the market. There aren’t many no-annual-fee credit cards that offer multiple great bonus categories like 5% back on travel purchased through Chase, 3% back on dining and drugstore purchases, and 1.5% back on all other purchases.Was looking to sign up for a Chase Freedom a few days ago and noticed that there was a new offer for 20K UR on the Freedom Unlimited card so opted for the Unlimited card instead (going to switch the Unlimited card to regular Freedom after bonus is reached). Minimum spend is still only $500 over 3 months.The Chase Freedom Unlimited is a cash back credit card with no annual fee that offers 3 percent cash back on dining and drugstore purchases and 1.5 percent cash back on all other purchases. Cardholders can also earn 5 percent cash back on Lyft purchases through March 2025, as well as 5 percent cash back on Chase Ultimate …

Chase Freedom Unlimited. Rewards rate. 10% cash back on purchases made through Uber and Uber Eats through Nov. 14, 2024. 8% cash back on Capital One Entertainment purchases. 5% back on hotel and ...If you're having trouble choosing between the Chase Freedom Flex℠ and the Chase Freedom Unlimited®, here's a simple solution: Get both. These cards are often treated like rivals, but they...

Warning: lengthy in-depth post to conclude that having both the Chase Freedom Unlimited and Chase Sapphire Preferred paired with the Capital One Venture X is overall a better value (benefit to cost ratio) than the Chase Sapphire Reserve alone or the Chase Sapphire Reserve paired with a Chase Freedom Unlimited. This comparison is done solely …Intro 0% APR. When comparing the Chase Freedom Unlimited vs Chase Sapphire Preferred, don’t forget to consider the 0% intro APR. In this area, the Chase Freedom Unlimited shines. There is a 0% introductory APR on purchases for 15 months after account opening (then 20.49% - 29.24% Variable).Freedom Unlimited vs. Savor One? I can’t help make a decision on what to apply for. Chase Freedom Unlimited or Capitol One Savor One. Both credit cards are relatively similar. Groceries cash back is why I’m applying, and in the long term, obtain credit cards set-up. (Chase trifecta, or Savor One & Venture X)Do you use your Chase Freedom Unlimited? For those of you who aren’t exclusively using the Chase trifecta, but do have Chase in your mix, do you use the CFU? With Amex, …Chase Freedom Unlimited® Annual fee $0 Regular APR 20.49%-29.24% Variable APR Intro APR 0% intro APR on purchases and Balance Transfers for 15 months Rec. credit score 690-850 (Good - Excellent)...The credit score you. need for the Chase Freedom Unlimited isn’t as high as some other Chase cards, but you will likely need a credit score of 670 or higher. If you’re denied, you can always work to build your credit in the meantime and apply for the Chase Freedom Unlimited again later. Editorial Disclaimer. The editorial content on this page …Oct 12, 2023 · The Chase Freedom Unlimited® wins the head-to-head cash back battle against the Discover it® Cash Back thanks to its long-term value and straightforward earning ability. The card also offers strong everyday bonus categories, plus a good rate on all other purchases. Editorial Note: Intuit Credit Karma receives compensation from third-party ... The Chase Freedom Unlimited® credit card offers high rewards on everyday spending, including bonus cash back in the following categories: 5% on travel booked via Chase Ultimate Rewards® travel ...

CSP for 1.25x multiplier. So OP could get $5,700 or $4750 with those cards. That is if he does have $3800 of qualifying spend on it which isn't too bad. erphoon • 3 yr. ago. This is the best option to go with OP. If you want to get the best out of UR points you may have to get CSP/CSR and redeem it for travel credit.

CFF > CFU by a long shot. Easy to use Paypal Key to max $1500 Paypal cat this quarter. $10500 is non-category spend that would be needed at 1.5% vs 1% to make up the difference from 5% vs 1.5% that you get over $1500, and that’s just one quarter. Also Cell phone insurance if useful on CFF.

Target doesn’t count as grocery or drugstore. CVS, Duane Reade, Walgreens and Rite Aid count as drugstore and local Pharmacies count too. FYI, CVS purchased the Target pharmacies around 5 years ago. A Target pharmacist is a CVS pharmacist. My purchases at CVS pharmacies in Target code as "Pharmacy".You really don't need an 800. You're looking at the best possible interest rates on mortgages somewhere around 750-775. And its not like your credit wouldn't recover anyway. On top of that more cards means a better credit limit, makes it easier to maintain low utilization and will make it easier to get new accounts in the future without hitting ... The cash out value of those points are 1 cent each, but since you mentioned travel rewards, I'm assuming you have one of the travel / transfer cards - one of the Sapphires or the Ink Preferred. If you do, those points are worth more than 1 cent each through the Chase Travel Portal; they're worth 1.5 cents if you have a Sapphire Reserve, or 1.25 ...Chase no likey no credit history. Start with the discover student cards and after 1 year you can probably get the normal Chase freedom / freedom unlimited cards. Also see if anyone you trust will add you as an authorized user on a card that backdates, that will help a little. 1.Chase Freedom rewards points can be redeemed through a specific section of the Chase credit cards website. Cardholders access the redemption options by choosing “Redeem for Rewards” on the top navigation bar.Chase Freedom Unlimited: Rewards Rate: 6.5% cash back on travel purchased through Chase Ultimate Rewards®; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% ... Not many great Chase card options for groceries. Best you can do is Chase Freedom Flex during 1 rotating category quarter for 5% in Groceries. Otherwise, 1.5% cash back on Chase Freedom Unlimited. Best outside options would be: Citi Custom Cash - 5% cash back on groceries ($500 per month) Note that the primary cardholder is responsible for all card purchases made by the additional user. Bottom Line: The Chase Sapphire Preferred card has a modest $95 annual fee while the Freedom Unlimited card does not charge an annual fee. There is no charge to add authorized users to either card.In the near term, the Chase Freedom Unlimited® pulls ahead by offering a generous sign-up bonus for new cardholders. Its offer: Earn an additional 1.5% cash back on everything you buy (on up to ...The Chase Freedom Unlimited® * earns 1.5% cash back on all non-bonus purchases, compared with the Chase Freedom Flex’s 1% cash back. If you have significant non-bonus spending, that difference ...John S Kiernan, WalletHub Managing EditorMay 25, 2023 John S Kiernan, WalletHub Managing EditorMay 25, 2023 Bottom Line: Chase Freedom Unlimited is one of the best all-around credit cards on the market. Opinions and ratings are our own. Thi...

Freedom Unlimited ®️ For the everyday earner Earn big without having to think about it. Freedom Unlimited rewards you automatically with 1.5% cash back on every purchase, plus 5% on travel purchased through Chase and 3% on dining and drugstores. 2 Apply to Freedom Unlimited Tell me more Freedom Flex ®️ For the strategic shopperThe Chase Freedom Unlimited starts with a rich welcome offer, but its useful bonus categories and flexible rewards make it a winner among cash-back cards.2 oct 2023 ... Chase Freedom Unlimited vs Sapphire Preferred · Chase Sapphire Preferred vs Reserve · Amex Gold vs Chase Sapphire Preferred · Best Credit Cards ...Instagram:https://instagram. solano county jail inmate searchhispanic fades with curly hairlowes northeast philadelphiauwg one login The Chase Freedom Flex and Chase Freedom Unlimited are two competitive cash-back credit cards. Both cards offer a money-saving no annual fee, plus similar cash-back categories. But while these ...By Issuer. Best Citi Credit Cards. Best Chase Credit Cards. Best American Express Credit Cards. Best Capital One Credit Cards. Best Discover Credit Cards. Best Bank Of America Credit Cards. Best ... weather radar jacksonville beachlet go in a way nyt crossword John S Kiernan, WalletHub Managing EditorMay 25, 2023 John S Kiernan, WalletHub Managing EditorMay 25, 2023 Bottom Line: Chase Freedom Unlimited is one of the best all-around credit cards on the market. Opinions and ratings are our own. Thi... fluttering in upper abdomen female WF has $200 sub and cell phone insurance. FNBO is the same reward structure and $200 sub as WF, but has no Cell Phone insurance. Fidelity has a $150 sub, but has 1% FTF, Lost luggage reimbursement, Travel accident insurance, and Roadside dispatch. Both the FNBO and WF only redeems in $25 increment. The Fidelity redeems in $25 minimum, but only ...Hi, I have the original Chase Freedom card which is no longer being issued. I would like to change it to an Unlimited or Flex. I actually think I slightly prefer Flex for the 5% rotating bonuses.